Who will take care of me? How will I pay for it?
How can I stay in my own home, happy, healthy and continuing to thrive as long as possible?
Confident Living is the answer to all of your questions about planning for your future in-home care and continuing to enjoy your independence. It’s a program unlike anything else for seniors in the Cincinnati area, so you may still have a few questions.
A: One of the qualifying factors for membership in the Confident Living program is a medical screening. Therefore, you have a much better chance of being enrolled in the program if you are in good health. Too often people wait until there is a crisis before a decision is made. This can affect your eligibility as well as impact the rates for your fees. Enrolling while you are healthy allows you to take full advantage of the tools and services we offer that promote resiliency and allow you to age well . It’s never too soon to make this decision but it can be too late!
A: Confident Living membership offers you the opportunity to customize a plan to fit your preference. You may choose a Home Care Services only plan or the Premier plan, which adds assisted living and nursing care as future care options. Plans will vary based on your age, health, the daily credit you select and the length of time you want to receive service.
A: People are mobile. Confident Living understands this, so if you decide to move from the greater Cincinnati are to the warm climate of the south, the ski slopes of the mountains, or to be near family, Confident Living will move with you. If you relocate anywhere in the United States after you have been a member for one year, you carry your Confident Living plan with you. Confident Living will contract with a geriatric care manager in that area who will work with your care coordinator to arrange any services you may need. After your relocation, your care coordinator will keep in touch based on a schedule that the two of you agree upon.
A: If and when your health changes, you have the peace of mind to know that your trusted care coordinator will arrange and monitor all of your needs. If that means coordinating doctor visits, preparing your home for hospital discharge, arranging in-home care or medical equipment, or simply communicating with family, your care coordinator handles everything. Your only concern is to get well and live your best life in your home.
A: Confident Living is a unique way to plan for the long-term care needs you may have in the future. Therefore, potential members are required to be in relatively good health when they join the program. Your health status is determined using a health questionnaire that is completed by you and your plan counselor. Once that has been completed, a release of medical information form is signed by you to allow our independent underwriter to review your personal physician notes and the health questionnaire. An underwriter will conduct a personal interview as part of the process as well.
A: Membership fees for Confident Living are guaranteed not to change for at least five years. After that time, fees may be adjusted due to changes in the costs of providing care. Your fees will never go up due to a change in your health or an increase in your age. Some programs similar to Confident Living have not increased pricing on existing members in over 25 years.
A: Moving to a retirement community is a choice. The decision to move to a community to take advantage of the amenities they provide may happen. The Confident Living program will follow you to your new independent living home in the retirement community. Many residents in these communities receive care in their independent living residence. Many times, this is a more affordable alternative to assisted living or nursing care. Your care coordinator will ensure that you receive the appropriate services and have an advocate in the community you live in, so you can continue to live this lifestyle as long as you are able.
A: Application for Confident Living membership is open to individuals aged 50 to 80 years old in reasonably good health who are living independently. Each application is processed through underwriting in order to return a final decision regarding membership options.
A: Your Care Coordinator will conduct a detailed functional assessment based on a discussion with you about your issues and needs. If you wish, you can select a family member or ask your power of attorney to participate. Based on your requirements for assistance with activities of daily living, the quantity, frequency, duration and kinds of services will be established during this discussion and recorded in your care plan. You sign the care plan and keep a copy.
A: Confident Living will recommend trusted assisted living facilities and nursing homes throughout the region. These facilities have undergone our strict Quality Credentialing process. Your Care Coordinator can arrange for you or your family member to visit these facilities to determine whether one is right for you. You must designate Twin Lakes or Twin Towers senior living communities for assisted living or nursing care when enrolling in the Premier plan.
A: Yes. You have a designated, credentialed Care Coordinator. This individual is part of a larger, diversified wellness and care coordination team that can provide care across the full continuum of need. If you ever misplace their name, the person who answers the telephone at Confident Living keeps a list of all of our members matched to their Care Coordinators. Just ask them for the name of your Care Coordinator.
A: For true emergencies, dial 911. If your call is urgent and you need attention from Confident Living, please know that any one of our Care Coordinators or the Director of Care Coordination can assist you. There are Care Coordinators assigned responsibility for handling urgent calls each day, 24 hours a day, seven days a week.
A: The Confident Living Plan isn’t sold off of a price list. It is a highly personalized plan with many options. In addition, variables such as your age at the time of purchase, the type of plan and level of daily future service credit you select, all enter into the calculation. Our Plan Counselor can help you carefully evaluate and select the options that are right for you and that fit within your budget.
A: The Confident Living Care Coordination Team is made up of licensed professionals with experience and training that allows them to work closely with our members to reach their goals for health and lifestyle. Our Care Coordinators are kept informed of members’ progress through regular meetings and communication. They build relationships to coach and guide members to reach their personal best and have a clear understanding of what each member wants in place for the future. We want Confident Living members to feel that their Care Coordinator is their trusted advisor. If a member’s relationship with their Care Coordinator is not positive, another member of the Care Coordination team may be available to support them with their goals and other health related needs should they arise. We want each member to know they have a Care Coordinator that has their best interest at heart and will truly support them in their home.